For nearly two centuries, Dun & Bradstreet (D&B) has served as the global benchmark for business decision-making data and commercial credit analytics. Whether you are applying for a corporate line of credit, leasing commercial real estate, or bidding on a supply contract, your D&B file is often the very first report an underwriter pulls.

Yet most entrepreneurs only know about their D-U-N-S Number and have no idea how D&B's four core risk scores actually work.

The 4 Core Dun & Bradstreet Scores Every Owner Must Monitor

When you get analyzed through Analytico 750, our platform breaks down the risk range indicators across all four critical D&B ratings in one place:

  • PAYDEX Score (1 to 100): D&B's dollar-weighted indicator of how your business has paid its bills over the past 24 months based on trade experiences reported by vendors. A score of 80 means you pay on time (within terms); a score above 80 means you pay early.
  • Delinquency Score (1 to 100, plus Class 1–5): Predicts the likelihood that your company will pay its bills in a severely delinquent manner (greater than 90 days past due), seek legal relief from creditors, or cease operations without paying all creditors in full over the next 12 months.
  • Failure Score (formerly Financial Stress Score): Predicts the likelihood that a business will experience financial distress, bankruptcy, or closure within the coming year compared to the national average.
  • Supplier Evaluation Risk (SER) Rating (1 to 9): Used heavily by corporate procurement teams to evaluate the risk of a supplier failing to deliver goods or services. An SER of 1 represents the lowest risk, while 9 represents the highest risk.

Supercharging Your D&B Profile with Modern Financial Data

Beyond tracking tradelines and legal events, Analytico 750 allows you to view financial ratios, track the exact number of inquiries on your business with instant new-inquiry alerts, and even integrate your business bank account (powered by Plaid) to strengthen your financial profile.

Get Verified and Analyzed Today

Stop flying blind when applying for business capital. Call Analytico 750 at (800) 850-0750 or visit analytico750.com to unlock your full Dun & Bradstreet analysis.